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How Much Money Should You Keep In A CD?

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How much money you should keep in a CD depends on your individual circumstances. You should save enough money to meet the CD’s minimum requirement to open the account. If you’re saving for a shorter-term goal, deposit enough money to reach that goal, or to hit the goal from interest earned on the CD.
Some CDs require a minimum deposit of $100,000, but these accounts are not for everyone.

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